Health insurance companies that operate in New York have submitted their proposed rates for next year and some want to raise your rates by 20 percent, or more. 

The New York State Department of Financial Services is blaming the Trump administration's repeal of the individual mandate penalty in the Affordable Care Act . 

Among the 19 companies that work in the small-group market, the average increase is seven percent.

In the individual market, there's an average increase of 24 percent. 

While some only go up by single digits, others like Fidelis want to raise the rate by 38.6 percent.

The next highest proposal is Emblem, with a 31.5 percent rate increase.

The state has not approved any of these increases yet.