CHARLOTTE -- Charlotte City Council is working with an outside consultant to address its affordable housing crisis.

Consultants Enterprise Community Housing said the city's in desperate need of housing for low income families. They're suggesting development incentives and new funding mechanisms to accelerate council's progress.

City Council is also considering a nearly $21 million plan that would create another 769 affordable housing units across the city. If approved, the Housing Trust Fund would be drained until next November's election when voters will consider another affordable housing bond.

City council will vote on that housing trust fund request on Sept. 25.